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Get The Best Tips On Credit Repair

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  If your credit is bad, you can find it difficult to make some of the more basic financial decisions in life, like taking out a loan or leasing an automobile. If you ignore bills and pay fees late, your credit score will suffer. The advice in this article can help you get on track with repairing your credit score. The first step in repairing your credit is figuring out a plan that works for you, and sticking with it. Be totally committed to changing your spending habits. Stick to the essentials, and avoid frivolous purchases at all costs. Before you open your wallet ask the questions "do I need this?" and "can I afford this?" If the answer is no to either, put it back on the shelf. If you have credit cards with a balance that exceeds 50% of your credit limit, you must continue to pay on them until the balance is lower than 50% of the credit limit. Once your balance reaches 50%, your rating starts to really dip. At that point, it is ideal to pay off your cards altog...

Is cedars Business Services, LLC Harassing You?

Cedars Business Services, LLC Cedars Business Services, LLC, a third-party debt collection agency, is also known as Cedar Financial. Cedar Financial is a specialist in international and domestic collections of debt in education, healthcare and retail. Cedar Financial was established in 1991. It is located in Calabasas in California. Cedar Financial claims that it takes a consumer-centered approach when collecting debts. However, consumer complaints to the Consumer Financial Protection Bureau show a very different picture. The CFPB, a government agency, is charged with protecting consumers against unfair, deceptive and abusive debt collection practices. Cedar Financial's illegal debt collection practices have attracted more than 100 complaints to the CFPB. Cedar Financial is accused of the following illegal debt collection practices, according to consumers: Collecting a debt not owed by the consumer. Inappropriately discussing the consumer’s debt with another party Threatening legal...

Is Cedars Business Services, LLC Harassing You?

  Cedars Business Services, LLC Cedars Business Services, LLC, which is a third-party collection agency, does business under the name Cedar Financial. Cedar Financial specializes on international and domestic debt collection in education and healthcare. Cedar Financial was founded in 1991. The company is based in Calabasas (California). Cedar Financial's website states that they take a consumer-centered approach in debt collection. However, the Consumer Financial Protection Bureau (CFPB), has received complaints from consumers. The CFPB is a government agency that protects consumers from abusive, misleading or unfair debt collection practices. Cedar Financial's unconstitutional debt collection practices are the subject of more than 100 complaints to CFPB. Cedar Financial has been accused of these illegal debt collection activities by consumers. To collect a consumer's debt which is not theirs; Talking about the debt of the consumer with a third-party in an inappropriate way...