Is Cedars Business Services, LLC Harassing You?

  If your credit is bad, you can find it difficult to make some of the more basic financial decisions in life, like taking out a loan or leasing an automobile. If you ignore bills and pay fees late, your credit score will suffer. The advice in this article can help you get on track with repairing your credit score. The first step in repairing your credit is figuring out a plan that works for you, and sticking with it. Be totally committed to changing your spending habits. Stick to the essentials, and avoid frivolous purchases at all costs. Before you open your wallet ask the questions "do I need this?" and "can I afford this?" If the answer is no to either, put it back on the shelf. If you have credit cards with a balance that exceeds 50% of your credit limit, you must continue to pay on them until the balance is lower than 50% of the credit limit. Once your balance reaches 50%, your rating starts to really dip. At that point, it is ideal to pay off your cards altog...